The Right Coverage, Service and Price
When evaluating your insurance, it is important to know that you are getting what you pay for – and only what you need. Determining your exposure to different types of risk is an important part of this process. You need to know whether changes in the growth or scope of your business, or the legislation covering your industry has affected your risk profile since the last time you reviewed your coverage.
| Risk Management Service Offerings: |
| Analyze Coverage Adequacy for Insurance Requirements of Leases, Construction Contracts and Environmental Exposures |
| Certificate of Insurance Tracking and Adequacy Analysis against Tenant Leases and Vendor Service Contracts |
| Loss Analysis Trended to Reflect Changes in Portfolio Holdings by Location, Occupancy, Class and Life Safety Strata |
| Certified OSHA Training |
| Experience Modification Rating Analysis |
| Insurance Solutions by Product: |
| Builders Risk |
| Property |
| Forced Place Coverage |
| Environmental Cleanup and Pollution Liability |
| Secured Creditor Environmental Coverage |
| General Liability |
| Umbrella |
| Packages |
| Condominium Association Insurance |
When you need a trusted partner to make sure you are covered, contact Draper and Kramer Agency Corporation. We are uniquely suited to assist you.
- Independent – As an independent agent, we have access to many insurance carriers and can find the one that best suits your needs. Our long-standing relationships with insurance carriers also help us negotiate more favorable terms and conditions for you.
- Experienced – We have been serving businesses for more than 30 years and have worked with companies and associations with similar needs. In addition, our staff averages about 20 years of industry experience.
- Long-term Relationships – For the last 10 years, our customer retention rate has exceeded 95% – very high for the industry.
- Personal Service – We focus on your needs. The process begins with studying your company, discussing your contractual obligations, and examining your current programs. Only then do we design a strategy and negotiate the best solution with the right carrier. Throughout the year, we do regular reviews to be sure the strategy continues to safeguard your company.
- Cost Conscious – We watch your bottom line almost as closely as you do.
Key Industry Associations
- Risk and Insurance Management Society
- Professional Independent Insurance Agents of America
- Society of Environmental Insurance Professionals
Learn More
Harriet Nawrocki
Draper and Kramer Agency Corporation
312-580-6509
hnawrocki@draperandkramer.com
To visit the Draper and Kramer Agency Corporation site, www.dkinsures.com.
To see biographies and contact information for our other brokers, click here.
To read about how we helped a property manager to track certificates of insurance for tenants, and train the staff in reviewing for compliance with the lease terms, click here.
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